About F&M
Discover how our integrated divisions work together to deliver tailored guidance for your life and business.


Boutique Support, Unified Expertise
F&M Group is your central hub for discreet consulting, finance, wellness, and real estate support. Our specialists collaborate behind the scenes, listening first, then crafting coordinated strategies that respect your privacy and reflect your priorities at every stage.
Leadership Team

Aarav Sharma
CEO
Founder of F&M Group, she ensures every engagement remains discrete, strategic, and personal.

Mateo García
CTO
Leads Matthews Consulting, guiding clients through complex business, personal, and legal decisions with clarity.

Zuri Ndlovu
Engineer
Heads Farrow Financial, structuring tailored lending solutions that balance opportunity, risk, and long-term stability.

Leila Haddad
Designer
Directs HSL, blending financial wisdom with holistic wellness to support sustainable, fulfilling lifestyles.
